
Amana Pay · Sterlings Tech
Problem: Retail customers, merchants, and bank staff lacked a single digital channel to manage wallets, transfer funds, pay bills, and complete KYC without visiting branches or juggling disconnected systems. Solution: Built a full-stack fintech platform (Angular portal + Node.js API) integrating core banking and national payment switch (SIPS/RTGS) — owned MPIN/device auth, RBAC, KYC workflows, wallet & cashier management, bill/QR payments, and real-time transaction dashboards.


